| �� ��� �� � | � �� � � | � ������� | � ���� �� � � | ���� ���� | � ��� ���� | �� � ��/span> | ���� �� � ��/span> | 1. �� ��� � | � �� �� � | �� ��� | � � ��� �� | � ��/span> | 2. �� � � 10 % � | 12 % ��� 3% � % | �� % �� � � �/span> | 3. �� � � ��/span> | 4. � ����� �� � | �� ���/span> | 5. �� � � | � � ����� | � | |